Smith County CAD – Property Search | Texas

Independent Smith County property guide: County-CAD.us is not Smith County Appraisal District, the Smith County Appraisal Review Board, Smith County Tax Office or County Clerk. Use this guide to understand the official systems, then complete searches, filings, protests and payments through the responsible government office.
Smith County, Texas · current 2026 property guide · reviewed August 8, 2026

Smith County CAD Property Search, GIS, Exemptions, Protest & Taxes Find the correct Tyler-area appraisal account using Smith CAD’s current property search, map rural and lake parcels, understand 2026 values and exemptions, manage a protest, verify agriculture or timber qualification, pay taxes and research deeds or liens

Smith County Appraisal District—commonly called Smith CAD or SCAD—handles appraisal values, exemptions, agricultural and timber qualification, business personal property and appraisal protests. The Smith County Tax Assessor-Collector handles most property-tax billing and payment, while the County Clerk maintains deeds, liens and other recorded property documents.

Current GSA property search ✓ Smith County GIS Consortium ✓ Current Taxpayer Portal ✓ East Texas ag & timber guide
2026 Smith CAD status

Start With the Current Smith County Systems, Not an Old Bookmark

Smith CAD’s current homepage now separates its primary GSA property search from a legacy search and provides dedicated GSA portals for property-owner protests, agent protests and business-personal-property renditions.

Property search Current GSA Search Smith CAD links smithcad-search.gsacorp.io as its primary current property-search route and keeps a separate legacy search available.
Online protest Property Owner Portal Property owners use a dedicated GSA taxpayer portal; appraisal agents use a separate protest portal.
Mapping GIS Consortium Smith CAD directs GIS users into the Smith County Map Site ecosystem for current mapping and downloadable spatial data.
2026 local specialty Ag / Timber / BPP Current Smith CAD resources include 2026 BPP schedules, agricultural/timber guidelines, a hearing search and a 2026 low-income-housing capitalization rate.
Important protest correction: do not use a generic “May 15 for everyone” rule for Smith County. Smith CAD’s current protest page says the filing deadline is generally 30 days from the date of the Notice of Appraised Value. When no Notice of Appraised Value was generated, SCAD says a protest may still be filed by May 20. The specific deadline printed on the notice controls.
Property task finder

Which Smith County Property System Should You Open?

One “property search” cannot answer every appraisal, tax, map, title or land-use question. Choose the job first, then use the government system that actually controls it.

This selector runs locally in your browser. It does not request an address, Property ID, password, protest evidence, tax-account number or payment information.

Smith CAD

Appraisal value, property characteristics, ownership maintenance, exemptions, agriculture, timber, wildlife, BPP and appraisal protests.

Tax Assessor-Collector

Tax statements, payment status, online payment, receipts, partial payments and most consolidated Smith County tax collections.

County Clerk

Deeds, deeds of trust, liens, releases, easements, mineral documents, restrictions, plats and other official public records.

GIS / Other Authority

Parcel orientation, flood layers, roads and other GIS context may require the Smith County Map Site, FEMA or another responsible local authority.


Search troubleshooting

Smith CAD Search Finds Nothing? Match the Search to the Property Type

Property situation Try this Why it helps
Full owner name fails Reduce the search to a surname or distinctive trust/business word. Initials, spouses, punctuation and entity names may be indexed differently.
Recent buyer is missing Search the seller or prior owner, then check the recorded deed. A deed can record before every appraisal ownership field is updated.
Rural tract has no standard address Use owner, survey/abstract, acreage, road and neighboring-parcel clues. Rural accounts are often easier to identify through legal-description information.
Lake-area property is confusing Compare subdivision, lot/block, nearby parcels and actual deed information. Waterfront, water-view and water-access descriptions do not necessarily mean the same legal rights.
Manufactured home appears missing Check whether land and manufactured home are carried as separate records. Ownership and taxation of the home can differ from the underlying land.
Business equipment is absent Check the business-personal-property record separately from the real estate. A building account does not automatically include business furniture, machinery or equipment.
Mineral interest cannot be found Try trust, estate, royalty-owner or company names and research the related recorded instruments. Surface and mineral ownership can be separate.
Read the appraisal card

What the Smith CAD Property Record Can—and Cannot—Tell You

Field Useful meaning Do not assume
Property ID Main appraisal-account identifier used to keep property research consistent. That the same number is automatically the County Clerk document number.
Owner Owner carried in SCAD’s appraisal record. That it proves marketable title or reflects a just-recorded transfer immediately.
Situs Physical location used for appraisal administration. That it is a substitute for the legal description.
Market value SCAD’s appraisal opinion of market value. That it equals appraised value, taxable value or the final tax bill.
Appraised value Can reflect an applicable limitation or productivity appraisal. That a difference from market value means the account is wrong.
Exemptions Approved tax-relief categories shown on the account. That an application has been approved merely because it was filed.
Land / acreage SCAD’s parcel and land classification information. That the GIS acreage proves exact surveyed boundary acreage.
Improvement data Building type, size, age and other appraisal characteristics. That every dimension matches a lender, builder or interior measurement method.
Appraisal ownership is not a title opinion. When legal ownership, mineral rights, access, easements, restrictions or liens matter, move from the SCAD record to the County Clerk’s actual recorded documents.

GIS / map workflow

How to Use Smith County GIS Without Treating the Map Like a Survey

Smith CAD and the Smith County Map Site provide useful parcel and geographic research, but the appraisal district itself warns that its maps show approximate relative property locations and do not represent an on-the-ground survey.

Step 1

Find the SCAD account

Save Property ID, owner, address, acreage, subdivision and legal-description clues.

Step 2

Open Smith County Map Site

Use the current consortium mapping environment for parcel and broader GIS research.

Step 3

Compare neighboring parcels

Useful for rural tracts, subdivisions, lake property and comparable-property research.

Step 4

Verify critical facts elsewhere

Use deeds, surveys, FEMA data and the responsible authority when the issue is legal boundary, access or flood status.

GIS is useful for

  • General parcel location
  • Neighboring appraisal accounts
  • Subdivision and road context
  • Rural tract orientation
  • Finding property without a normal address
  • Downloading available open GIS data

GIS does not prove

  • Exact boundary monuments
  • Legal lake or road access
  • Clear title
  • Mineral ownership
  • Timber ownership
  • Final flood-insurance classification
Lake & rural property

Lake Tyler, Lake Palestine and Rural Tracts Need More Than a Parcel Outline

East Texas land research often involves water access, private roads, timber, septic feasibility, minerals and productivity appraisal. Those questions are not resolved merely because a parcel appears on SCAD’s map.

Question What to verify Why SCAD alone is not enough
Is it truly waterfront? Survey, deed, shoreline/lease documents and applicable water authority rules. A parcel can be near water without carrying the same rights as true waterfront property.
Does the road provide legal access? Recorded easement, public-road status and title documents. Physical use of a road does not by itself prove permanent legal access.
Can I build? Flood data, septic feasibility, utilities, permits, setbacks and applicable local requirements. Appraisal classification does not certify development feasibility.
Do minerals convey? Mineral deeds, reservations, leases, assignments and title research. Surface ownership can be separated from mineral ownership.
Will the ag/timber value continue? Use history, current intensity, management records and eligibility after transfer. A seller’s productivity appraisal does not remove the buyer’s need to satisfy ongoing requirements.

Understand appraisal numbers

Smith CAD Market Value Is Not the Same as Your Final Property Tax

A Smith County property can display different market, appraised and taxable values because Texas appraisal limitations, productivity appraisal, exemptions and taxing-unit rules affect the path from appraisal to tax bill.

Market Value SCAD’s market-value opinion for appraisal purposes.
Limitation / Special Appraisal Homestead cap, temporary non-homestead limitation or agricultural/timber productivity appraisal may apply.
Exemptions Residence homestead, age, disability, veteran and other exemptions can reduce taxable value.
Taxable Value & Rate Each taxing unit applies its adopted rate to its applicable taxable value.

Important 2026 Texas Property-Tax Numbers

School general homestead $140,000

Current mandatory school-district residence-homestead exemption.

65+ / disabled school amount +$60,000

Additional mandatory school exemption for a qualifying age-65-or-older or disabled homeowner.

Income-producing TPP $125,000

Current exemption amount for qualifying income-producing tangible personal property.

SCAD low-income housing 7%

Smith CAD’s published 2026 capitalization rate for qualifying low-income-housing property under the cited Texas Property Tax Code provision.

Freshness warning: some older local exemption explanations still display historical dollar amounts. For 2026 exemption amounts, use current Texas Comptroller information and the current application—not an old dollar figure copied from an archived local explanation.
Homestead & exemptions

Apply for Smith County Homestead Through SCAD, Then Verify the Account

1

Find the correct SCAD Property ID

Verify the owner, physical property, legal description and account before starting an exemption application.

2

Download the current Form 50-114

Smith CAD’s current Forms page lists the Application for Residential Homestead Exemption and supporting homestead affidavits.

3

Follow the current identification requirements

Use the identification and ownership information required by the current application. When an exception or heir-property situation applies, use the appropriate affidavit/supporting documents rather than altering the application yourself.

4

Keep proof of delivery

Retain the completed application, attachments and a portal, mail or in-person filing record.

5

Recheck the property account

Submitting an exemption application does not itself prove approval. Verify the expected exemption on the appraisal record and later tax statement.

General Homestead

For a qualifying principal residence. Current Texas school-district law provides the statewide general exemption discussed above.

Age 65 / Disability

Can involve additional exemption relief, school-tax ceilings, installment rights and potential tax-deferral rules when requirements are met.

Veteran / Survivor / Heir

Different statutory categories have different eligibility and evidence requirements. Use the form matching the actual situation.

Do not pay a private company merely because its mailer looks official. Smith CAD provides exemption applications directly. A marketing solicitation, “designation” service or monitoring company is not the appraisal district.

East Texas land

Smith County Ag, Beekeeping, Wildlife and Timber Appraisal: Local Rules Matter

Smith CAD’s currently linked local qualification guide makes one point very clear: rural land does not receive productivity appraisal simply because it is open, wooded or casually connected with agriculture. The landowner carries the burden of showing qualifying principal use, current use, local intensity and required use history.

The four questions SCAD’s guide effectively asks

  • Is agriculture or timber the property’s principal use?
  • Is the qualifying activity happening now?
  • Is the intensity typical for a genuine local operation?
  • Does the property have the required historical use?
Published-guide age: the agricultural/timber guideline currently linked by Smith CAD was reviewed in 2022. It remains the district’s published local starting point, but owners should confirm any updated 2026 interpretation or operational requirement before changing stocking, hive, timber or wildlife practices.

Smith CAD’s Published Agricultural Starting Points

Use Published local starting point Evidence worth keeping
Native / wooded pasture Guide recommends roughly 10–20 acres and at least two animal units, subject to actual land carrying capacity. Livestock ownership, sales, breeding, fencing, water, feed and veterinary records.
Improved pasture Guide recommends roughly 5–10 acres; land under five acres is not eligible under that published pasture standard. Planted grass, fertilizer, weed/pest control, fencing, hay/livestock production and supplemental feed.
Hay Published guide recommends at least five acres, normal management and production consistent with genuine hay operations. Cutting dates, bale counts, invoices, equipment and sales.
Commercial orchard / vineyard Guide uses approximately five acres as a recommended minimum and requires a commercial rather than home-use operation. Plant density, irrigation, pruning, fertilizer, harvest and sales records.
Wildlife management Requires qualifying prior open-space status and implementation of qualifying wildlife-management practices. Plan, annual report, photographs, habitat work, population counts and management receipts.
Timber Published guide recommends about 10 acres and says standing trees alone do not qualify. Timber-management plan, planting, thinning, harvesting, forestry records and income intent.

Smith County Beekeeping: A Particularly Useful Local Rule to Know

Minimum acreage 5 acres

Smith CAD’s published beekeeping guideline uses five acres as the minimum qualifying acreage.

First 5 acres 6 hives

Six active hives are the published local intensity starting point for the first five acres.

Additional acreage +1 hive

The published table adds one hive for each additional 2.5 acres, reaching 12 hives at 20 acres.

Active management 7 months

The guide says hives must be actively managed and maintained on the property for at least seven months of the calendar year.

Bees are not a shortcut around agricultural history. SCAD’s published guide also requires qualifying history for initial agricultural appraisal. Leasing hives for a short period solely to create a tax benefit does not automatically establish genuine qualifying agricultural use.

Timberland: Trees on the Property Are Not Enough

Published qualification concepts

  • Currently and actively devoted to timber production
  • Timber must be the principal use
  • Use must meet local degree-of-intensity expectations
  • Owner must intend to produce income
  • Required qualifying history must exist
  • Application must be timely and valid

Timber management plan

Smith CAD’s published guide specifically states that a Timber Management Plan is required to complete the timber application.

Timber kept primarily for scenery or recreation does not qualify merely because trees are standing on the tract.

Business personal property

Smith County Business Personal Property: 2026 Rendition & Online Portal

Smith CAD separately appraises taxable furniture, equipment, vehicles and other personal property used to produce income. A company’s real-estate account and its business-personal-property account should not be assumed to be the same record.

April 15

The normal Texas rendition deadline for most business personal property is April 15, subject to the extension rules that apply to a timely request.

$125,000

Current Texas law provides an exemption amount for qualifying tangible personal property held or used for income production when the statutory conditions are met.

2026 Schedules

Smith CAD’s current Forms page lists 2026 present-value/depreciation schedules for commercial and industrial BPP.


Appraisal protest

Smith County CAD Protest Deadline: Read the Notice, Not a Generic Calendar

Smith CAD’s current instructions are more specific than the generic Texas deadline often repeated online. Your exact situation determines which date matters.

📬 I Received a Notice

Smith CAD says a taxpayer generally must notify the appraisal district in writing within 30 days from the date of the Notice of Appraised Value.

Use the filing date printed on your actual notice rather than assuming a statewide calendar date overrides it.

❓ No Appraisal Notice Was Generated

Smith CAD currently states that if no Notice of Appraised Value was generated, a protest may still be filed by May 20.

If you are unsure whether a notice was generated or delivered, contact SCAD before assuming you still have an ordinary protest right.

✓ I Already Filed

Monitor the hearing information, review the evidence exchange requirements and consider an informal review with appraisal staff before the ARB hearing.

Smith CAD also publishes a Hearing Search and provides a Taxpayer Liaison Officer for procedural assistance.

Missed deadline? Smith CAD says the ARB determines whether good cause exists for a missed deadline. Its example is something beyond the owner’s control, such as a medical emergency. Do not treat a late-hearing route as an automatic extension.

What You Can Protest

Value / Unequal Appraisal

Market value, unequal appraisal and appraisal-record errors that affect value are common protest subjects.

Exemption / Ag / Timber

Denial or qualification questions involving exemptions, agricultural appraisal and timber appraisal can also be protestable.

Ownership / Other Action

The Texas property-tax process also allows protests of certain ownership and other appraisal-district actions that adversely affect the property owner.

Evidence That Works Better Than “My Taxes Are Too High”

Issue Useful evidence Less useful approach
Property condition Dated photographs, inspection report and itemized repair estimates. A general statement that the home needs work.
Recent purchase Closing statement, sales contract and transaction circumstances. Only quoting an online listing.
Comparable sales Similar location, property type, size, quality, condition and sale period. Mixing Tyler subdivision homes with unrelated rural acreage or lake property.
Rural tract issue Survey, acreage, access, soil/site limitations, utilities, flood/drainage facts and credible market evidence. Assuming all acreage sells at one countywide per-acre number.
Ag / timber denial Use history, leases, livestock, hive, crop, timber-management and income evidence. Showing only that the property is rural or wooded.
BPP Asset ledger, acquisition dates, disposed assets, inventory and current business records. Unsupported lump-sum estimates.
Need procedural help? Smith CAD publishes a Taxpayer Liaison Officer contact at the district’s main number, 903-510-8600, and tlo@scad.org. The liaison role is for taxpayer rights and procedural assistance, not for privately representing a taxpayer in the protest.

Property taxes

Search and Pay Smith County Property Taxes

Smith CAD establishes appraisal values; the Smith County Tax Assessor-Collector collects taxes for the jurisdictions the office serves. Use the Tax Office search when you need the actual bill, paid/unpaid status, payment amount or receipt.

1

Open the official Smith County tax search

The county’s system can search tax records and distinguish paid, unpaid and inactive accounts.

2

Use the account number when available

The Tax Office says account numbers can be found on the tax statement. If you do not have one, owner and property-location searches are available.

3

Follow the County’s search formatting

For owner name, enter last name followed by first name or initial. For property location, use street number and street name and omit street type or direction.

4

Review every unpaid year

Buyers and owners should not assume the newest statement is the only balance that matters. Verify prior years, penalty, interest and payment status.

5

Save the payment confirmation and allow processing time

Smith County says electronic payments may require at least three days to process. Do not send a second payment simply because the first one is not immediately visible.

Current Smith County Online Payment Fees

Method Current published convenience fee
Electronic check No convenience fee
Credit card 2.50% with a $2 minimum
Debit card 1.5% with a $2 minimum
Smith County fee estimator

Estimate the Current Online Payment Convenience Fee

Enter only the amount you plan to pay. Do not enter an account number, bank information or card details. This tool runs only in your browser.

Always verify the actual fee shown by the official payment processor before authorizing payment because payment-provider charges can change.

Main Tyler Office

1517 W. Front St.
Tyler, TX 75702
903-590-2920

Monday–Friday, 8:00 a.m.–4:30 p.m.

Noonday

15405 Hwy 155 S
903-590-4824

County currently lists property-tax and auto-registration service here.

Lindale

2616 South Main
Lindale, TX
903-590-4899

County currently lists property-tax and auto-registration service here.

Troup office warning: Smith County’s current Tax Office page identifies the Troup substation as an auto-registration-only location. Do not drive there expecting in-person property-tax service without checking first.
August–September tax-rate season

Appraisal Value and Tax Rate Are Separate Decisions

Smith CAD

Appraises property, maintains characteristics, considers exemptions and handles appraisal protests.

Taxing Units

County, city, school, college, emergency-service and other governing bodies propose and adopt their own property-tax rates.

Truth in Taxation

Use the Smith County transparency system to review proposed taxes, rate calculations, hearings and taxing-unit information during adoption season.


Deeds, liens & recorded documents

Search Smith County Deeds and Official Public Records

The County Clerk’s official public-record search should be the next stop when your question changes from “what does SCAD show?” to “what document was legally recorded?”

1

Save appraisal clues first

Note the current and former owner, subdivision, legal description and Property ID from the SCAD account.

2

Open the Smith County Official Public Records search

The current system supports index-only searching as well as an index-plus-full-text OCR option.

3

Search grantors, grantees and related entities

Try current owners, prior owners, spouses, trusts, estates, lenders and business entities when building a chain of recorded documents.

4

Match the legal description

A matching person name is not enough when that person owns several parcels or mineral interests.

5

Read the actual document image

OCR and index text help locate documents but can misread names and legal descriptions. Read the deed, lien, release, easement or assignment itself.

Property-filing security change: Smith County Clerk currently requires a valid ID when a person presents a document for in-person filing in the Property Department. The County’s published change took effect December 4, 2025.
Deed-fraud monitoring: when available through the Clerk’s official resources, a property-record alert can help notify a registered user when a monitored name appears in newly indexed records. An alert is useful monitoring—not title insurance and not a guarantee that fraudulent filing cannot occur.
Buyers & new owners

Smith County Property Due-Diligence Checklist

Appraisal

  • Correct Property ID
  • Owner / mailing address
  • Land and improvement data
  • Exemption status

Property Tax

  • Correct collector
  • Current and older balances
  • Penalty / interest
  • Payment confirmation

Deeds / Title

  • Current vesting deed
  • Deeds of trust / liens
  • Releases / easements
  • Mineral reservations

Physical Site

  • Survey / legal access
  • Flood / drainage
  • Utilities / septic
  • Lake / timber / ag rights
Do not estimate your future taxes by copying the seller’s current bill. The seller may have a residence-homestead limitation, tax ceiling, exemption, agricultural/timber productivity appraisal or other treatment that will not produce the same result after ownership changes.
Local entity contacts

Smith County Property Offices

Smith County Appraisal District

Chief Appraiser:
Carol McNeil

Address:
245 SSE Loop 323
Tyler, TX 75702

Phone:
903-510-8600

Fax:
903-510-8621

Hours:
Monday–Friday
8:00 a.m.–4:30 p.m.

Official Smith CAD ↗

Smith County Tax Assessor-Collector

Tax Assessor-Collector:
Gary B. Barber

Address:
1517 W. Front St.
Tyler, TX 75702

Mail:
P.O. Box 2011
Tyler, TX 75710

Phone:
903-590-2920

Hours:
Monday–Friday
8:00 a.m.–4:30 p.m.

Official Tax Office ↗

Smith County Clerk

County Clerk:
Karen Phillips

Address:
200 E. Ferguson, Suite 300
Tyler, TX 75702

Phone:
903-590-4670

Use the County Clerk for official public records, including real-property recordings.

Official County Clerk ↗

Official source ledger

Official Smith County Resources Used in This Guide

Official resource Use it for Link
Smith County Appraisal District Current property search links, forms, exemptions, protest systems, BPP, GIS resources and contact information. SmithCAD.org ↗
Current SCAD Property Search Primary current appraisal-record search linked by Smith CAD. Open ↗
Legacy Property Search Older SCAD search retained as a fallback by the appraisal district. Open ↗
Property Owner Protest Portal Current owner-facing online protest system. Open ↗
Smith CAD Protest Process Deadline, informal review, ARB procedure, appeal and TLO information. Open ↗
Smith CAD Forms Current homestead, protest, agriculture, wildlife, BPP and other forms. Open ↗
Smith County Map Site Current county GIS environment, mapping resources and open data. Open ↗
Smith CAD Ag / Timber Guidelines Published local qualification/intensity guidance for pasture, bees, wildlife, crops, orchards and timber. PDF ↗
2026 Low-Income Housing Cap Rate SCAD’s published 7% capitalization rate for qualifying properties. Open ↗
Smith County Tax Office Tax collection, fees, office locations and contact information. Open ↗
Smith County Tax Search Property-tax account lookup, payment status and online payment. Search ↗
Truth in Taxation Proposed taxes, taxing-unit calculations, hearings and rate transparency. Open ↗
Smith County Clerk Public Records Official public-record search, property filings and record information. Open ↗
Smith County Official Record Search Deeds, liens, releases and other recorded-document research. Search ↗
Texas Comptroller Property Tax Current statewide exemptions, rendition rules, forms and taxpayer guidance. Open ↗
Editorial verification: reviewed August 8, 2026. Search portals, hearing status, property values, exemptions, ag/timber interpretation, officials, fees, tax rates and office hours can change. Use the live government account or responsible office for a property-specific action.

Smith County CAD FAQs

Smith County CAD Property Search FAQs

What is the official Smith County CAD website?

The official Smith County Appraisal District website is smithcad.org. The district currently links its main property search to smithcad-search.gsacorp.io and also keeps a separate legacy property-search link.

What is the current Smith County CAD property search?

Smith CAD currently links smithcad-search.gsacorp.io as its primary property-search system. A separate legacy GSA search remains linked from the official SCAD website.

What is the Smith County Appraisal District phone number and address?

Smith CAD currently lists 903-510-8600 as its main phone number. The office is at 245 SSE Loop 323, Tyler, TX 75702, and normal published hours are Monday through Friday from 8:00 a.m. to 4:30 p.m.

Who is the Smith County Chief Appraiser?

Smith CAD currently lists Carol McNeil as Chief Appraiser.

What is the Smith County property-tax protest deadline?

Smith CAD currently says a taxpayer generally must notify the appraisal district in writing within 30 days from the date of the Notice of Appraised Value. If no Notice of Appraised Value was generated, SCAD says a protest may still be filed by May 20. The specific filing deadline printed on the appraisal notice controls.

Where do I file a Smith County appraisal protest online?

Property owners can use the current Smith CAD property-owner protest portal at smithcad-taxpayer.gsacorp.io. Appraisal agents have a separate online protest system.

Can I check my Smith CAD hearing online?

Yes. Smith CAD currently links a Hearing Search from its official website. Owners should also follow the formal hearing notice sent for their specific protest.

Is the Smith County GIS map a legal survey?

No. Smith CAD states that its maps do not represent an on-the-ground survey and show approximate relative property locations. Use a professional survey and recorded documents when exact boundaries matter.

How many acres do I need for beekeeping appraisal in Smith County?

Smith CAD’s currently published local guideline describes beekeeping agricultural use on 5 to 20 acres. Its intensity table starts with six hives for the first five acres and adds one hive for each additional 2.5 acres, up to twelve hives at twenty acres. The district evaluates qualification and history case by case.

Does wooded land automatically qualify for timber appraisal?

No. Smith CAD’s published guideline says land does not qualify simply because standing timber is present. The property must satisfy timber-production, intensity, income-intent, history and filing requirements, and the district’s guide requires a timber management plan to complete the timber application.

What is Smith CAD’s 2026 low-income-housing capitalization rate?

Smith CAD currently publishes a 7% capitalization rate for tax year 2026 for qualifying properties receiving the referenced low-income-housing exemption, subject to property-specific adjustments permitted by law.

Where do I pay Smith County property taxes?

Use the Smith County Tax Assessor-Collector’s official property-tax system at publictax.smith-county.com. Smith CAD appraises property but does not serve as the county’s property-tax payment system.

What are Smith County’s online property-tax payment fees?

Smith County currently publishes no convenience fee for electronic checks, a 2.50% credit-card fee with a $2 minimum, and a 1.5% debit-card fee with a $2 minimum.

How long can a Smith County electronic tax payment take to process?

The Smith County Tax Office currently tells taxpayers to allow a minimum of three days for funds from an electronic payment to be processed.

Where can I search Smith County deeds and liens?

Use the Smith County Clerk’s official public-record search at smith.tx.publicsearch.us. Search the relevant names and document information, then open and read the actual recorded document and match its legal description to the correct property.

What is the current Texas school homestead exemption in 2026?

Current Texas law provides a $140,000 general residence-homestead exemption from school-district taxation. A qualifying age-65-or-older or disabled homeowner receives an additional mandatory $60,000 school-district residence-homestead exemption.

What is the 2026 business personal property exemption amount?

Current Texas law provides a $125,000 exemption amount for qualifying tangible personal property held or used for income production when the statutory requirements are met.

Independent Editorial Notice

County-CAD.us is an independent property-information website and is not affiliated with Smith County Appraisal District, Smith County Appraisal Review Board, Smith County, the Tax Assessor-Collector, County Clerk, any city, school district, college district, emergency-services district or the State of Texas. Property values, exemptions, appraisal procedures, agricultural and timber qualification, tax balances, fees and online systems should be verified with the responsible official source before an account-specific action.

Free County CAD Property Tax Assistant

Estimate Taxes, Exemptions, Escrow, Protest Savings and Next Steps

This sitewide tool helps homeowners, buyers, sellers and investors understand property tax numbers before they check the official county appraisal district or tax office. It runs in your browser, does not collect personal data and gives practical next steps after each calculation.

Start Free Tool
8-in-1Calculator, checklist and official-search helper in one widget.
No loginWorks instantly without collecting names, emails or property IDs.
Mobile-firstDesigned for phone users reading county CAD articles.
HelpfulGives next steps, not only numbers.

What are you trying to do today?

Choose your main goal. The tool will guide you to the right calculation or next step.

Best for homeowners

Use Tax, Exemption and Protest tabs to understand your appraisal notice and possible savings.

Best for buyers

Use Buyer Budget and Monthly Escrow before relying only on a mortgage payment estimate.

Property Tax Estimate Calculator

Estimate annual tax using property value, assessment ratio, exemptions and local tax rate.

Homestead and Exemption Savings

Estimate how much a homestead, senior, disabled, veteran or local exemption may reduce annual tax.

Monthly Escrow / Ownership Cost

Estimate monthly property tax, insurance, HOA and reserve cushion. Useful for buyers and homeowners comparing affordability.

Property Tax Protest Savings

Estimate possible savings if your appraised value is reduced after a protest, evidence review or correction.

Appraised Value Growth / Cap Impact

Estimate how a value increase or appraisal cap may affect taxable value. Rules vary by state, county and exemption status.

Home Buyer Monthly Budget Estimate

Estimate a more realistic monthly ownership cost by adding mortgage, property tax, insurance and HOA.

Find Official County CAD and Tax Resources

Enter county and state to create safe search links. This avoids guessing official URLs and helps users find the correct county appraisal district, property search, tax payment and exemption pages.

Why this tool helps your site

It gives visitors an interactive reason to stay on the page, calculate their own numbers and move from general reading to practical action.

Best placement

  • Below county CAD articles
  • Before FAQ section on long posts
  • Inside sidebar or after first major section on desktop

Estimate disclaimer

Values are educational estimates. Visitors should confirm final values, exemptions, tax rates, payment status and deadlines with official county resources.