Find the Correct Montague County Property Record, Collector, Exemption, Protest Form and Deed Without Using an Outdated Website
Montague County property records include homes and businesses in Bowie, Nocona, Saint Jo and Montague, property near Sunset, Ringgold and Forestburg, Lake Nocona and Lake Amon G. Carter parcels, farms, ranches, wildlife-management land, mobile homes, minerals, utilities and business personal property.
This guide explains how to search the official MCAD database, use Property ID and Geographic ID fields, understand values and exemptions, prepare agricultural or protest evidence, identify the correct tax collector, pay taxes and research deeds, liens, easements, mineral reservations or foreclosure records.
Critical correction: Montague CAD does collect taxes for several cities and school districts. The County Tax Office collects a different group of entities. Always identify the collector shown for your account before paying.Important Corrections to the Existing Montague County Page
| Existing Page | Current Verified Information | Why It Matters |
|---|---|---|
| montaguecad.org | The official district website is montaguecad.net, which opens the current Southwest Data Solutions portal. | The old domain can direct users away from the active official system. |
| esearch.montaguecad.org | Property searching is available through the current MCAD portal at montaguecad.net. | The old eSearch address should not be presented as the current portal. |
| MCAD does not collect taxes | MCAD collects taxes for several school districts and cities. The County Tax Office collects a separate group. | Paying through the wrong office can delay crediting and require additional follow-up. |
| May 15, 2026 protest deadline | MCAD published June 8, 2026 as its 2026 protest deadline. | The local mailing schedule created a later county-specific deadline. |
| Office hours listed as 8:00 a.m.-5:00 p.m. | The current official MCAD portal does not clearly publish dependable daily office hours. | Call 940-894-6011 before making a long rural trip. |
| Mailing address shown as the street address | Physical: 7549 State Highway 175 N. Mailing: P.O. Box 121, Montague, TX 76251. | Mailed applications and protests should use the proper mailing address. |
| Property search described only by owner and address | MCAD supports owner name, property address, legal description, Geographic ID and Property ID searches. | Ranches, vacant land and mineral accounts often require non-address searches. |
| Missed deadline means no possible action | Certain notice claims, late protests and appraisal-roll correction motions may remain available. | A missed standard deadline does not automatically eliminate every statutory remedy. |
| No fraud-monitoring information | The County Clerk offers a free Property Fraud Alert service. | Owners can receive early notice when their registered name appears in a new document. |
First Decide Which Office Handles Your Task
Choose Your Montague County Property Task
How to Search Montague County CAD Property Records
The official domain redirects to the current MCAD property and tax portal.
Copy the number from an appraisal notice, exemption letter or tax statement for the most exact match.
Enter the first part of the last name. The official search recommends at least two characters and no spaces during the first attempt.
Start with the street number and one main street word. Remove punctuation, unit numbers and extra directional abbreviations.
Use a subdivision, lot, block, survey, abstract or tract description from the deed or appraisal notice.
This can be useful when a parcel has no dependable physical address.
Try an individual, spouse, trust, estate, partnership, limited-liability company and previous owner separately.
A ranch, commercial operation or lake property can have separate land, improvement, mineral, mobile-home and business-personal-property accounts.
Similar owner names and neighboring addresses can lead to the wrong account.
Check market value, appraised value, taxable values, exemptions and the collector associated with each entity.
Print the full account or save it as a PDF before filing a correction, exemption or protest.
What to Try When the Property Search Gives No Result
| Problem | Better Search | Why It Helps |
|---|---|---|
| Owner name does not match | Use only the first two to six letters of the last name. | The official search is designed to accept the beginning of the surname. |
| Recently purchased property is missing | Search the seller or prior owner. | The deed may be recorded before MCAD completes its ownership update. |
| Ranch address fails | Use legal description, Geographic ID or owner. | Rural accounts are often organized by survey and abstract information. |
| Trust property is missing | Search the trust, trustee and prior individual owner. | Different records may use different trust-name formats. |
| Only one farm tract appears | Repeat the owner search and compare every Property ID. | One agricultural operation can include several appraisal accounts. |
| Mobile home is missing | Search the home owner and landowner separately. | The mobile home and underlying land may have different owners. |
| Mineral account is missing | Search the royalty owner, lease, operator and prior owner. | Surface ownership does not identify every mineral interest. |
| Address has several units | Remove the apartment, suite or unit number. | The appraisal database may store the base address differently. |
How to Read a Montague CAD Property Record
| Record Field | Meaning | What to Check |
|---|---|---|
| Property ID | MCAD’s main account identifier. | Use it in every email, form, protest and payment inquiry. |
| Geographic ID | A geographic identifier associated with the parcel. | Use it to confirm rural or addressless property. |
| Owner | Owner maintained on the appraisal roll. | Compare with the most recently recorded deed. |
| Mailing address | Address used for notices and correspondence. | Keep it current even when the property is vacant. |
| Legal description | Lot, block, subdivision, survey, abstract or tract. | Use a deed and survey for legally controlling information. |
| Market value | MCAD’s estimated January 1 market value. | Sales, condition, location, water, access and improvements. |
| Appraised value | Value after an applicable statutory appraisal limitation. | Whether a homestead cap or circuit-breaker limitation applies. |
| Taxable value | Value remaining after exemptions for one taxing unit. | Each entity can show a different taxable value. |
| Land | Acreage, classification and land valuation. | Homesite, pasture, cropland, timber, lake influence and non-agricultural portions. |
| Improvements | Homes, barns, shops, offices and other structures. | Square footage, age, class, condition, use and removed structures. |
| Exemptions | Homestead, age-65, disability, veteran or other approved benefit. | Confirm every applicable entity receives the correct code. |
| Tax summary | Tax amounts, payments and balances for MCAD-collected entities. | Verify the correct collector before paying. |
Using Geographic ID and Map Information
The official MCAD portal provides Geographic ID searching. A separate dependable public MCAD GIS viewer is not clearly identified on the current official site, so begin with the appraisal account rather than an unofficial commercial map.
Practical rural parcel workflow
These three fields help distinguish similar neighboring tracts.
A familiar neighboring tract can be used as an anchor when the subject has no physical address.
Do not rely only on the owner name or estimated map shape.
A narrow road strip or easement tract may have a different account.
Appraisal information is not a boundary determination.
Common Montague County Property Types
| Property Type | Important Records | Hidden Issue to Check |
|---|---|---|
| Bowie residence | MCAD account, homestead, deed and tax summary | City of Bowie and Bowie ISD taxes can be collected through MCAD. |
| Nocona residence | MCAD account, County Tax account, exemptions and deed | City of Nocona and Nocona ISD are listed under County Tax Office collection. |
| Saint Jo property | MCAD record, taxing-unit list and deed | Saint Jo city and school taxes can be collected by MCAD. |
| Forestburg acreage | Legal description, agriculture records and County Tax account | Forestburg ISD is listed as a County Tax Office collection entity. |
| Montague-area property | Property ID, Montague ISD entity, legal description and tax summary | The postal city does not determine every tax boundary. |
| Sunset or Ringgold land | Owner search, Geographic ID, survey and school boundary | Cross-county school boundaries may affect tax collection and rates. |
| Farm or ranch | Every tract, agricultural application, leases and production records | The homesite and non-agricultural portions remain separately valued. |
| Mineral interest | Mineral account, deeds, leases, production and division orders | The mineral owner may be unrelated to the surface owner. |
| Business property | Real estate, business personal property and rendition | A tenant may owe tax on assets without owning the building. |
| Mobile home | Home account, land account and Statement of Ownership | The home and land can have different owners and separate taxes. |
Market Value, Appraised Value, Taxable Value and Final Tax
Residence-homestead appraisal cap
A qualifying residence homestead’s appraised value generally cannot rise by more than 10% over the preceding year’s appraised value, plus the market value of new improvements.
Non-homestead circuit-breaker limitation
Qualifying non-homestead real property below the statewide threshold can receive the temporary Texas appraisal limitation when all requirements are satisfied. A change in ownership generally affects future qualification.
Montague County Residence Homestead Exemptions
| Benefit | Current General Amount | Main Qualification |
|---|---|---|
| General school homestead | $140,000 | Ownership interest and principal-residence use. |
| School age-65 exemption | Additional $60,000 | Qualifying owner age 65 or older. |
| School disability exemption | Additional $60,000 | Owner meets the Texas disability definition. |
| County farm-to-market or flood-control benefit | $3,000 where applicable | Approved residence homestead. |
| Local-option exemption | Depends on taxing unit | The individual taxing unit must adopt it. |
| School tax ceiling | Limits qualifying school taxes | Approved age-65 or disabled homestead. |
How to apply
Confirm the owner, Property ID, situs address and legal description.
Use the current Texas Residence Homestead Exemption Application.
The address should normally match the homestead address unless an exception applies.
Heir property, mobile homes, disability, veteran status or address differences can require extra records.
Use the method accepted by the district and keep delivery proof.
Confirm the exemption appears under every eligible taxing entity.
Heir Property, Mobile Homes and Veteran Claims
| Veteran Rating or Status | General Exemption |
|---|---|
| 10%-29% | $5,000 |
| 30%-49% | $7,500 |
| 50%-69% | $10,000 |
| 70%-100% | $12,000 under the general disabled-veteran program |
| Qualifying 100% disabled veteran homestead | Total exemption of the qualifying residence homestead |
1-d-1 Agricultural Appraisal for Farms and Ranches
Agricultural appraisal values qualifying land according to productivity rather than unrestricted market value. It is not a complete tax exemption.
| Qualification Area | What Must Be Proven | Strong Evidence |
|---|---|---|
| Current agricultural use | The land is principally devoted to qualifying production. | Livestock, crop, hay, lease and production records. |
| Degree of intensity | The operation meets the level generally accepted locally. | Stocking, cultivation, water, fencing, feed and expense records. |
| Use history | The land generally had qualifying use during five of the preceding seven years. | Old leases, receipts, photographs and affidavits. |
| Homesite separation | The residence and non-agricultural areas are identified separately. | Survey, parcel sketch and acreage breakdown. |
| Leased operation | The lease represents an active agricultural operation. | Written lease, payment proof and operator records. |
| Change of use | Whether qualifying agricultural use ended. | Development plans, permits, sale records and an affected-acreage map. |
Build a practical agricultural evidence folder
- Written lease identifying every parcel
- Livestock purchase and sale records
- Veterinary, feed and mineral-supplement receipts
- Crop seed, fertilizer and harvest documents
- Fencing, brush-control and pasture-improvement invoices
- Well, pond, stock-tank or irrigation records
- Date-stamped photographs throughout the year
- Map separating the homesite and agricultural acreage
- Prior-year records showing the required use history
Wildlife-Management Appraisal
Wildlife management can continue agricultural appraisal for eligible land that previously qualified. Recreational hunting alone is not sufficient.
Examples of qualifying wildlife practices
- Habitat control
- Erosion control
- Predator management
- Supplemental water
- Supplemental food
- Shelter development
- Wildlife census counts
Business Personal Property Renditions
Businesses generally must report taxable tangible personal property owned, managed or controlled on January 1 and used to produce income.
| Business Asset | Common Mistake |
|---|---|
| Inventory and supplies | Reporting equipment but omitting inventory. |
| Machinery and tools | Omitting older equipment that remains in use. |
| Furniture and fixtures | Assuming small individual items never matter. |
| Computers and point-of-sale equipment | Failing to provide acquisition year or original cost. |
| Leased equipment | Assuming the other party always reports it. |
| Home-business property | Assuming a residential location makes business assets exempt. |
Oil, Gas and Mineral Property
Mineral interests can be appraised separately from the surface estate. Search both the appraisal database and County Clerk records when ownership or value appears incorrect.
| Mineral Issue | Evidence to Gather | Starting Point |
|---|---|---|
| Incorrect owner | Mineral deed, assignment, probate order and division order | MCAD ownership staff and County Clerk records. |
| Value appears high | Production, decline, price, expenses and reserve information | MCAD appraisal staff and protest process. |
| Account cannot be found | Operator, lease, abstract, royalty owner and recorded documents | Owner search, legal-description search and County Clerk. |
| Lease ended | Recorded release, operator correspondence and production history | County Clerk and MCAD. |
| Tax balance is unpaid | Property ID, tax year and current payoff | Identify whether MCAD or the County Tax Office collects the account. |
How to Protest a Montague CAD Appraisal
| Protest Issue | Strong Evidence | Weak Argument |
|---|---|---|
| Market value too high | Adjusted sales, appraisal, photographs and repair estimates | The tax bill is unaffordable. |
| Unequal appraisal | Comparable appraised properties adjusted for major differences | One lower-valued property from another town. |
| Incorrect building data | Measurements, plans, permits, photographs and demolition proof | An unsupported verbal statement. |
| Agricultural denial | Use history, intensity, leases, livestock, crops and expenses | The property is rural or fenced. |
| Exemption denial | Ownership, occupancy, identification, age, disability or veteran records | The owner visits the property regularly. |
| Mineral value | Production, decline, reserve, lease and ownership data | The surface owner receives no royalty. |
Practical protest workflow
Confirm the proposed value, property description, exemption status and printed deadline.
Highlight every incorrect land, building, ownership or exemption detail.
Market value, unequal appraisal, exemption, ownership and agricultural qualification are separate issues.
Use the Protest Database or instructions on the current official portal.
Save an online confirmation, sent email, fax confirmation, certified-mail receipt or stamped office copy.
Review sales, property cards, photographs, worksheets and other material planned for the hearing.
Wrong acreage, building size, condition or property class can be easier to prove than a broad value opinion.
State the requested value and list the strongest evidence in exhibit order.
A supported factual correction or value agreement may resolve the case.
Explain each comparison and directly address MCAD’s evidence.
Depending on eligibility, further options can include arbitration, SOAH or district court.
Possible Options After the June 8 Protest Deadline
| Possible Remedy | When It May Apply | Important Requirement |
|---|---|---|
| Good-cause late protest | A qualifying reason prevented timely filing | File before the ARB approves the appraisal records and prove good cause. |
| Failure to receive required notice | A notice required by law was not sent or received | File before delinquency and keep taxes from becoming delinquent. |
| One-fourth correction | A residence homestead meets the statutory over-appraisal threshold | Pay the undisputed tax and satisfy all statutory conditions. |
| One-third correction | Other property meets the statutory over-appraisal threshold | Pay the undisputed tax and satisfy all statutory conditions. |
| Clerical, ownership or multiple-appraisal correction | The roll contains a qualifying statutory error | Use the correct motion and documentary evidence. |
| Joint correction motion | The owner and Chief Appraiser agree that a correction is appropriate | Both parties must agree before ARB approval. |
Who Collects Each Montague County Property Tax?
Do not assume one office collects the entire bill. The official county website divides collection responsibilities between the County Tax Office and MCAD.
- Montague County
- Forestburg ISD
- Nocona ISD
- Nocona Hospital District
- City of Nocona
- Clear Creek Watershed
- Farmers Creek Watershed
- Bowie ISD
- Goldburg ISD
- Montague ISD
- Prairie Valley ISD
- Saint Jo ISD
- City of Bowie
- City of Saint Jo
How to Pay Montague County Property Taxes
County Tax Office payments
Search by owner, account or Quick Reference ID.
Confirm the account belongs to the County Tax Office collection group.
A current-year payment does not clear an older delinquency.
The county currently lists a $1.50 eCheck fee and a 2.4% credit or debit card fee. Confirm the live total before submitting.
Keep the account number, payment amount, date and confirmation number.
The county warns electronic payments can take approximately five to seven business days to appear.
MCAD-collected tax payments
Use owner name, account or Property ID.
Confirm the account and collector information.
Review the entity, tax year and amount due.
Follow the prompts and save the final receipt.
MCAD-collected taxes: Search the account through MCAD and open Tax Summary.
Partial Payments, Installments and Deferrals
| Quarter Installment | County’s Posted Due Date |
|---|---|
| First | January 31 |
| Second | March 31 |
| Third | May 31 |
| Fourth | July 31 |
How to Search Montague County Deeds, Liens and Easements
Save the current owner, previous owner, legal description and Property ID.
Select Online Records Search from the official county menu.
Try individuals, spouses, trusts, estates and business entities.
Review deeds, deeds of trust, releases, liens, easements, mineral deeds, leases and assignments.
A matching owner name is not enough when one person owns several properties.
A current deed can incorporate an older plat, easement, restriction or mineral reservation.
Use certified records for lenders, probate, litigation or other legal purposes.
Free Property Fraud Alert
The County Clerk provides a free service that monitors a registered name in newly recorded documents. It does not prevent fraud, but it can provide an early warning.
Add common variations, former names and business names where appropriate.
Use an email address or telephone number that is regularly monitored.
Contact the County Clerk and obtain the recorded document before assuming it is fraudulent.
Montague County Property Buyer Checklist
- Correct Property ID and Geographic ID
- Owner and mailing address
- Legal description and acreage
- Market, appraised and taxable values
- Land and improvement details
- Exemption and agricultural status
- Every taxing entity
- Correct collector for each entity
- Current and prior tax years
- Penalty, interest and legal fees
- Payment agreement or deferral
- Tax lawsuit or sale status
- Current deed
- Deeds of trust and releases
- Easements and restrictions
- Liens and judgments
- Mineral reservations and leases
- Probate and heirship documents
- Professional boundary survey
- Legal and physical access
- Flood and drainage
- Well, water, sewer or septic
- Zoning and permitted use
- Current agricultural operation
How to Correct a Montague CAD Record
| Problem | Starting Office | Evidence |
|---|---|---|
| Wrong mailing address | MCAD ownership staff | Property ID, written request and correct mailing address. |
| Recent deed not reflected | County Clerk, then MCAD | Recorded instrument number, date and deed copy. |
| Acreage appears incorrect | County Clerk, surveyor and MCAD | Deed, survey, plat and legal description. |
| Building information is wrong | MCAD appraisal staff | Measurements, photographs, plans and permits. |
| Homestead is missing | MCAD exemption staff | Form 50-114, identification and occupancy proof. |
| Agricultural value is missing | MCAD agricultural staff | Form 50-129, use history, lease and production records. |
| Mineral account is incorrect | MCAD and County Clerk | Mineral deeds, assignments, division orders and production data. |
| Tax payment is missing | The collector that received the payment | Account, tax year, amount, date and confirmation. |
| Appraised value is disputed | MCAD and ARB | Protest filing and market or equal-and-uniform evidence. |
Current Montague County Property Contacts
| Office | Contact Information | Main Tasks |
|---|---|---|
| Montague County Appraisal District |
Chief Appraiser: Kim Haralson 7549 State Highway 175 N Montague, TX 76251 Mailing: P.O. Box 121, Montague, TX 76251 Phone: 940-894-6011 Fax: 940-894-6599 Email: mctad@windstream.net |
Searches, values, exemptions, agriculture, renditions, protests and MCAD-collected taxes. |
| Montague County Tax Assessor-Collector |
Kathy Phillips 11339 State Highway 59 N Montague, TX 76251 Mailing: P.O. Box 8, Montague, TX 76251 Phone: 940-894-3601 Email: TAC@co.montague.tx.us Monday-Friday: 8:00 a.m.-4:45 p.m. |
County-collected taxes, payments, receipts, deferrals, certificates and tax sales. |
| Montague County Clerk |
Kim Jones 11339 State Highway 59 N Montague, TX 76251 Mailing: P.O. Box 77, Montague, TX 76251 Phone: 940-894-2461 Fax: 940-894-6601 Monday-Friday: 8:00 a.m.-12:00 p.m. and 1:00-4:45 p.m. |
Deeds, liens, easements, mineral documents, foreclosures, copies and fraud alerts. |
Montague County Appraisal District Map
Official Montague County Property Resources
Montague County CAD Property Search FAQs
1. What is the official Montague County CAD website?
The official website is montaguecad.net, which redirects to the current MCAD property and tax portal.
2. What is the current MCAD office address?
Montague County Appraisal District is located at 7549 State Highway 175 North, Montague, Texas 76251.
3. What is the MCAD mailing address?
The mailing address is P.O. Box 121, Montague, Texas 76251-0121.
4. What is the official MCAD telephone number?
The official telephone number is 940-894-6011.
5. Who is the Montague County Chief Appraiser?
Kim Haralson is listed as the Chief Appraiser.
6. What was the MCAD protest deadline for 2026?
MCAD published June 8, 2026 as the last day to protest 2026 property values.
7. Does Montague CAD collect property taxes?
Yes. MCAD collects taxes for several school districts and cities, while the County Tax Office collects a separate group of entities.
8. Which taxes are collected by the County Tax Office?
The County Tax Office lists Montague County, Forestburg ISD, Nocona ISD, Nocona Hospital District, City of Nocona, Clear Creek Watershed and Farmers Creek Watershed.
9. Which taxes are collected by MCAD?
MCAD is listed as collecting Bowie ISD, Goldburg ISD, Montague ISD, Prairie Valley ISD, Saint Jo ISD, City of Bowie and City of Saint Jo taxes.
10. How can I search a rural property without an address?
Use the owner name, Property ID, Geographic ID, legal description, survey or abstract information.
11. What is the current school homestead exemption?
The mandatory general school-district residence-homestead exemption is $140,000.
12. What additional school exemption applies to age-65 or disabled owners?
Eligible owners receive an additional mandatory $60,000 school-district exemption.
13. What is the regular agricultural-appraisal deadline?
The regular deadline for Form 50-129 is April 30. Extension and late-filing provisions may apply.
14. Can I pay County Tax Office taxes by telephone?
Yes. The county lists Certified Payments at 866-539-2020 using bureau code 4003857.
15. Does Montague County offer a property-fraud alert?
Yes. The County Clerk offers a free service that monitors a registered name in newly recorded documents.
Independent Editorial Notice
County-CAD.us is an independent informational website. It is not affiliated with Montague County Appraisal District, the Appraisal Review Board, Montague County, the Tax Assessor-Collector, County Clerk, any city, school district, hospital district, water district or the State of Texas.
Property records, values, exemption amounts, deadlines, tax-collection assignments, payment fees, office hours and online systems can change. Confirm time-sensitive details with the responsible official office.
Editorial verification: July 17, 2026. This article was rebuilt using the current MCAD property and tax portal, the Texas Comptroller county directory and 2025 MAP review, the official Montague County Tax Office, payment-options and property-tax pages, the County Clerk, Online Records Search and Property Fraud Alert information.
Estimate Taxes, Exemptions, Escrow, Protest Savings and Next Steps
This sitewide tool helps homeowners, buyers, sellers and investors understand property tax numbers before they check the official county appraisal district or tax office. It runs in your browser, does not collect personal data and gives practical next steps after each calculation.
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Choose your main goal. The tool will guide you to the right calculation or next step.
Use Tax, Exemption and Protest tabs to understand your appraisal notice and possible savings.
Use Buyer Budget and Monthly Escrow before relying only on a mortgage payment estimate.
Property Tax Estimate Calculator
Estimate annual tax using property value, assessment ratio, exemptions and local tax rate.
Homestead and Exemption Savings
Estimate how much a homestead, senior, disabled, veteran or local exemption may reduce annual tax.
Monthly Escrow / Ownership Cost
Estimate monthly property tax, insurance, HOA and reserve cushion. Useful for buyers and homeowners comparing affordability.
Property Tax Protest Savings
Estimate possible savings if your appraised value is reduced after a protest, evidence review or correction.
Appraised Value Growth / Cap Impact
Estimate how a value increase or appraisal cap may affect taxable value. Rules vary by state, county and exemption status.
Home Buyer Monthly Budget Estimate
Estimate a more realistic monthly ownership cost by adding mortgage, property tax, insurance and HOA.
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