Monroe County CAD Property Search Appraisal District

All Links & Data Verified — April 2026
Key West, Monroe County, FL 305-292-3420 Updated Apr 2026
FreeProperty Search
May 152026 Protest Deadline
Apr 30Exemption Deadline
$0Cost to Protest
Quick Answer: Monroe County CAD sets the fair market value of every property in Monroe County as of January 1, 2026. Search your record free at mcpafl.org. Protest by May 15, 2026 or 30 days after your notice — whichever is later. Apply for homestead exemption by April 30, 2026. MCAD does not collect taxes — contact the Monroe County Tax Office for payments.

01Monroe County CAD Property Search 2026

Monroe County CAD property search is completely free and lets you view your 2026 appraised value, ownership details, exemption status, and property records. The official portal at mcpafl.org is easy to use — no account required.

1

Go to mcpafl.org — the official Monroe County CAD website

Visit mcpafl.org directly.

2

Click Property Search

Use the search tool on the homepage.

3

Enter your details

Search by address, owner name, or account number. Partial entries work.

4

Click Search → Select your property

Click your parcel to view the full 2026 assessed value record and details.

5

Review your complete property record

Your record shows market value, taxable value after exemptions, owner details, and property description.

6

Save or print your record as PDF

Press Ctrl+P or Cmd+P → Save as PDF. Keep for protests or exemptions.

02MCAD Contact Info, Address & Office Hours

ItemVerified Details
Physical Address500 Whitehead Street, Key West, FL 33040
Main Phone305-292-3420
Office HoursMonday–Friday, 8:00 AM–5:00 PM
Official Websitemcpafl.org
Swipe to see full table
500 Whitehead Street, Key West, FL 33040  ·  Get Directions

03Monroe County Homestead Exemption 2026

The homestead exemption is the biggest tax break for Monroe County homeowners. It reduces taxable value on your primary residence and is free to apply for.

Florida law fact: General homestead removes a significant amount from school district taxable value. Over-65 and disabled exemptions add further reductions and tax ceilings.
General Homestead Exemption
School tax reduction

Reduces taxable value for school district taxes on your primary residence.

How to apply: Use Form DR-501 from mcpafl.org or myflorida.com. Submit by April 30, 2026. Attach proof of residency.
Over-65 / Disabled Exemption
Extra reduction + tax ceiling

Additional exemption plus school tax ceiling once you qualify.

When to apply: File with homestead or separately by April 30, 2026.

04How to Protest Your Monroe County CAD Property Tax Value — 2026

If your 2026 appraised value seems too high, protest it — it’s free.

Deadline: May 15, 2026 or 30 days after your Notice of Appraised Value is mailed, whichever is later.
1

Review your Notice of Appraised Value

Check the value when it arrives (usually by mid-April).

2

Gather evidence

Use comparable sales, photos, or repair estimates.

3

File your protest

File online at mcpafl.org or by mail/in person by the deadline.

4

Attend informal review or ARB hearing

Bring your evidence. Many cases resolve informally.

05MCAD vs Monroe County Tax Office — Key Differences

MCAD does NOT collect taxes

MCAD only appraises values and handles exemptions/protests. Tax bills and payments go through the Monroe County Tax Collector.

062026 Monroe County Property Tax Calendar — Key Deadlines

EventDateWhat Happens If You Miss It
Valuation DateJanuary 1, 2026Value is set for the year
Notice of Appraised Value MailedBy mid-April 2026Your protest clock starts
Protest DeadlineMay 15, 2026 or 30 days after noticeMiss it and 2026 value is certified
Exemption DeadlineApril 30, 2026Late filing possible but not guaranteed
Swipe to see all columns

07Common Mistakes Monroe County Property Owners Make

Not filing homestead exemption

Missing the free homestead exemption costs hundreds in unnecessary taxes.

Missing the May 15 protest deadline

Once missed, you cannot challenge the 2026 value for the current year.

08Your 2026 Action Checklist — Monroe County Homeowners

Now: Search your property at mcpafl.org — verify value and exemptions
By April 30: Apply for homestead or other exemptions
By May 15 (or 30 days after notice): File protest if value seems wrong

09Official MCAD Resources & Quick Links — 2026

ResourceWhat It’s ForLink
MCAD Official WebsiteSearch, forms, protestsmcpafl.org
Property SearchFree online lookupProperty Search
Homestead Form DR-501Official exemption formDownload Form
Swipe to see all columns

10Frequently Asked Questions — MCAD 2026

What is the Monroe County CAD phone number and address?
Main phone: 305-292-3420. Physical address: 500 Whitehead Street, Key West, FL 33040.
How do I search my property on Monroe County CAD?
Visit mcpafl.org and use the Property Search tool. Free, no account required.
What is the MCAD protest deadline for 2026?
May 15, 2026 or 30 days after your Notice of Appraised Value is mailed, whichever is later.
How do I apply for homestead exemption?
Download Form DR-501 from mcpafl.org or myflorida.com. Submit by April 30, 2026. Always free.
Does Monroe County CAD collect property taxes?
No. MCAD only appraises values and handles exemptions/protests. Tax collection is separate.
What evidence works best for a protest?
Recent comparable sales from MCAD data, photos of issues, or repair estimates showing lower market value.
What areas does Monroe County CAD cover?
All of Monroe County, Florida — including Key West, Marathon, Islamorada, and the Florida Keys.

Related County CAD Guides

Property Tax & Homestead Calculator Tool
Estimate your property tax, savings, and monthly cost instantly using this all-in-one tool.
Savings
Tax
Value
Monthly
Total Cost
ROI

Homestead Exemption Savings Calculator

Most US homeowners save $500–$1,500/year using homestead exemption.
How to use: Enter exemption + tax rate → get yearly savings instantly. Why important: Reduces taxable value → lowers property tax.

Property Tax Calculator

Use case: Estimate yearly tax before buying property.

Taxable Value After Exemption

Monthly Property Tax

Total Annual Cost (Tax + Insurance)

Property Investment ROI