Bradford County CAD – Property Search, Records & Appraisal District

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Bradford County, Florida property guide

Bradford County Property Search, GIS, Exemptions and Taxes

Search Bradford County property records through the official Property Appraiser, review parcel maps, values, exemptions and building details, then use the correct county office for tax payments, recorded deeds or a Value Adjustment Board appeal.

Bradford County is in Florida and does not operate a Texas-style Central Appraisal District. Florida separates property valuation, tax collection, recorded documents and assessment appeals among the Property Appraiser, Tax Collector, Clerk and Value Adjustment Board.

Search property records Search or pay taxes Search deeds and liens
Official sources reviewed August 3, 2026
Correct Florida office Property Appraiser Bradford County does not have a Central Appraisal District.
Homestead deadline March 1 The home generally must be owned and used as the permanent residence on January 1.
TPP filing deadline April 1 Businesses and income-producing property owners may need to file Form DR-405.
Tax delinquency date April 1 Real-property taxes unpaid after March 31 become delinquent.
The existing “Bradford County CAD” article contains Texas-specific information that does not apply in Florida. Replace references to a Central Appraisal District, Appraisal Review Board, Texas homestead rules and 30-day appraisal protests. Bradford County property owners use the Florida Property Appraiser, Tax Collector, County Clerk and Value Adjustment Board.
Choose the correct office

Start With the Right Bradford County Property Service

The same parcel can appear in appraisal records, tax records and recorded-document indexes, but those records are maintained by different constitutional offices.

1

Find a parcel or owner

Use the Property Appraiser’s official record search for ownership, parcel number, assessed value, exemptions, land and building information.

Open official property search →
2

View the parcel map

Open the Property Appraiser GIS to locate the parcel and compare nearby property records.

Open official GIS map →
3

Pay a tax bill

Use the Bradford County Tax Collector for current-year tax searches, online payments, receipts and delinquency questions.

Search property taxes →
4

Apply for an exemption

File homestead, veteran, disability, widow, widower, senior or another exemption with the Property Appraiser.

Review exemption requirements →
5

Appeal an assessment

Contact the Property Appraiser first, then file a timely petition with the Bradford County Value Adjustment Board when necessary.

Read VAB filing instructions →
6

Find a deed or lien

Use the Clerk’s Official Records for deeds, mortgages, liens, judgments, plats, releases and recorded instruments.

Open Official Records →
Do not use bradfordcad.org as the official Bradford County, Florida property website. The verified Property Appraiser website is bradfordappraiser.com.
Parcel and location research

How to Use the Bradford County GIS Map

Bradford County provides multiple GIS resources. The Property Appraiser map is best for parcel assessment research, while the county GIS page includes broader road, flood, land-use, topographic and government layers.

Open the Property Appraiser GIS. Use the official parcel-map system.
Search with the parcel ID when possible. A parcel ID is usually more reliable than a rural address or shortened legal description.
Select the parcel and match its record. Confirm that the displayed owner, parcel number or description matches the account you intended to research.
Use aerial and parcel layers carefully. Imagery dates and parcel overlays may not reflect recent construction, boundary work or recorded transfers.
Use the county GIS for broader layers. The Bradford County GIS page provides access to road, FDOT, flood, land-use and topographical resources.
Verify information before acting. Compare the map with the deed, recorded plat, survey, zoning records and other primary documents relevant to your project.
GIS parcel lines are not legal boundary determinations. Bradford County warns that GIS information may not be suitable for legal, engineering or surveying purposes. Do not use an online map alone to build a fence, determine an easement, confirm flood status or settle a property-line dispute.
Property-record decoder

What a Bradford County Property Record Means

Record field What it tells you What to verify
Parcel ID The Property Appraiser’s identifying number for the parcel. Use it when contacting the Appraiser, Tax Collector or VAB Clerk.
Owner name The ownership name carried in the assessment database. Compare it with the latest deed recorded by the County Clerk.
Mailing address The address used for assessment and tax correspondence. It may differ from the parcel’s physical location.
Situs address The physical address associated with the parcel. Vacant and rural property may not display a normal street address.
Legal description An abbreviated description used in the assessment system. Use the recorded deed for the complete legal description.
Just value The Property Appraiser’s estimate of market value as of January 1. Check the correct assessment year and property characteristics.
Assessed value The value after applicable assessment limitations such as Save Our Homes. It may be lower than just value for a qualified homestead.
Taxable value The value remaining after applicable exemptions. School and non-school taxable values can differ.
Exemptions Homestead, veteran, disability, widow, widower, senior or other approved benefits. Confirm that the expected exemption appears for the correct year.
Land information Land size, use code, agricultural treatment and related appraisal data. Check acreage, use and whether agricultural classification remains active.
Building details Structures, square footage, age, quality, use and related characteristics. Look for additions, removals, damage or incorrect measurements.
Sales history Recorded transfers associated with the parcel. Not every recorded transfer represents an arm’s-length market sale.
Taxing district The combination of county, school, city and water-management rates applied to the parcel. Confirm city limits and the correct water-management district.

Three-part account audit

Ownership track

Name and mailing address

Compare the owner and mailing address with the latest recorded deed and your current contact information.

Physical track

Land and buildings

Check land size, building area, condition, use, additions, demolitions and agricultural classification.

Tax track

Assessment and exemptions

Review just value, assessed value, taxable value, exemptions and the parcel’s taxing district.

The Property Appraiser’s online record is not a title report. The office states that its data is compiled for governmental assessment purposes and should not be relied on as a final determination of ownership or market value.
Florida office-routing guide

Property Appraiser vs Tax Collector vs County Clerk

Your question Correct office What that office handles
What is my parcel’s assessed value? Property Appraiser Just value, assessed value, property characteristics and exemptions.
Why is my building size or land use wrong? Property Appraiser Assessment-record corrections and physical property data.
Was my homestead application approved? Property Appraiser Homestead, portability, veteran, disability and other exemptions.
How do I challenge the assessed value? Property Appraiser, then VAB Discuss the value first; file a timely VAB petition when unresolved.
How much property tax do I owe? Tax Collector Tax bills, current balances, discounts, payments and delinquency.
Did my online payment post? Tax Collector Payment processing, receipts and tax-account balances.
Where can I verify a deed or mortgage? County Clerk Recorded deeds, mortgages, liens, releases, judgments and plats.
Where do I file a VAB petition? VAB Clerk through the County Clerk Petition intake, deadlines, filing fee, scheduling and hearing records.
Can the GIS map establish my property line? No Use recorded documents and a qualified surveyor.
Homestead and tax relief

Bradford County Homestead and Property-Tax Exemptions

Florida homestead exemption can reduce the taxable value of a permanent residence by up to $50,000. The first $25,000 generally applies to all property taxes. The additional portion applies to assessed value above $50,000 and does not apply to school taxes.

Homestead exemption

For an owner who holds legal or equitable title and uses the property as a permanent Florida residence.

  • Own the qualifying interest by January 1.
  • Occupy the home as the permanent residence.
  • Apply by the March 1 deadline.
  • Provide identity and residency evidence.

Homestead portability

Qualified owners moving from a prior Florida homestead may apply to transfer part of their Save Our Homes assessment difference.

  • File the new homestead application.
  • Complete portability Form DR-501T.
  • Provide the prior parcel information.
  • List the former homestead owners.

Age 65 and older

A local-option exemption may be available to qualifying seniors who meet ownership, residence and household-income requirements.

  • Be at least 65.
  • Hold title to the homestead.
  • Meet the current income limit.
  • File the required income statement.

Veteran exemptions

Benefits can include a $5,000 exemption, a combat-related discount for certain veterans age 65 or older, or a full exemption for qualifying total and permanent disability.

Review veteran requirements →

Disability and blindness

Florida provides exemptions for qualifying disability, blindness and certain total and permanent disabilities.

  • Obtain the required certification.
  • Confirm Florida residency.
  • Review income limits when applicable.
  • Apply by the stated deadline.

Widow or widower

A qualifying permanent Florida resident may apply for the statutory widow or widower exemption.

  • Provide marital-status information.
  • Supply a death certificate when requested.
  • Confirm the applicant has not remarried.
  • File through the Property Appraiser.
Confirm ownership and permanent residence as of January 1. Homestead eligibility is based on the owner’s circumstances and permanent-residence status for the applicable tax year.
Review the official exemption page. Use the Bradford County exemption guide to identify the appropriate benefit.
Download the latest state form. The Property Appraiser directs users to the Florida Department of Revenue forms page for current forms.
Prepare identity, ownership and residency documents. First-time homestead applicants should be ready to provide Social Security information and evidence supporting ownership and permanent residence.
File by March 1. Keep a complete copy and proof of submission. Late-filing relief is limited and should not be assumed.
Check the property record after processing. Confirm that the exemption appears for the intended tax year and contact the office when it does not.
Exemption assistance For Bradford County homestead and portability questions, email Exemptions@bradfordcountyfl.gov or call (904) 966-6216.
Bona fide agricultural use

Bradford County Agricultural Classification

Agricultural classification is available only when land is used primarily for bona fide commercial agricultural purposes. Agricultural zoning alone does not automatically qualify the land.

Basic qualification check

  • The agricultural use exists on or before January 1.
  • The use is commercial and conducted in good faith.
  • The application is filed by March 1.
  • Supporting records establish the actual use.
  • The owner responds to additional information requests.

Evidence to prepare

  • Lease or farm-management agreements.
  • Livestock, crop or timber records.
  • Sales, expense and income documents.
  • Photographs and property-use maps.
  • Acreage devoted to each activity.
Agricultural classification is not transferable. Bradford County states that a new application must be filed when ownership changes. Owners should also notify the Property Appraiser when the use of the property changes.
Review official agricultural rules
Business and income-producing assets

Bradford County Tangible Personal Property Returns

Tangible personal property includes furniture, fixtures, tools, machinery, signs, equipment, supplies, leasehold improvements and other assets used in a business or to earn income.

Identify assets in your possession on January 1. Businesses, self-employed contractors, landlords and owners who lease or rent assets may have a filing obligation.
Use Florida Form DR-405. Download the current form from the Florida Department of Revenue or request assistance from the Property Appraiser.
Report assets even when fully depreciated in accounting records. Equipment that remains in use or possession must still be reported.
Include leased, loaned, rented or borrowed assets. The return contains a section for assets owned by another party but located at the business.
File by April 1. Bradford County states that there is no minimum asset value that removes the annual filing requirement.
Request an extension before the deadline when necessary. The office allows qualifying 30- or 45-day extension requests with a valid reason.
Late-filing penalties can reach 25%. The Property Appraiser states that late tangible-personal-property returns are subject to a 5% penalty per month or part of a month, up to 25% when no return is filed.
Read Bradford County TPP guidance
Tax search and payment

How to Pay Bradford County Property Taxes

The Property Appraiser determines assessed values. The Bradford County Tax Collector issues and collects property-tax bills.

Open the official Tax Collector property search. Use Bradford County’s tax-search page.
Accept the working-tax-roll disclaimer. The Tax Collector explains that tax-roll information can change during the year.
Search for the correct tax account. Use the parcel number, owner or property information requested by the portal.
Confirm the parcel and tax year. Compare the owner, location and parcel number before opening or paying a bill.
Review discounts, penalty and current balance. The amount due changes according to the payment month and delinquency status.
Pay only through the confirmed official payment route. The online system currently states that online payments are available for current-year bills.
Save the receipt. Keep the parcel number, tax year, confirmation number, amount and payment date.

Bradford County payment discounts and delinquency

November 4% Discount when paid by November 30.
December 3% Discount on property and TPP taxes.
January 2% Discount on property and TPP taxes.
February 1% Discount on property and TPP taxes.
March Gross Full amount is due by March 31.
April 1 Late Unpaid real-property taxes become delinquent.
Real-property delinquency The Tax Collector states that unpaid real-property taxes become delinquent April 1 and a 3% penalty is added to the gross amount.
Tangible-personal-property delinquency Unpaid tangible personal property taxes become delinquent April 1 and are subject to a 1.5% monthly interest charge.
Current posted millage

How Bradford County Millage Rates Work

Florida property-tax rates are expressed in mills. One mill equals $1 of tax for every $1,000 of taxable value. The taxing district depends on the parcel’s city and water-management jurisdiction.

Brooker 15.8842
Hampton 17.7095
Lawtey 17.8984
Starke 20.0351
Unincorporated – SJWMD 15.5453
Unincorporated – SRWMD 15.6472
Taxing authority Current posted millage Where it applies
Bradford County 10.0000 Countywide component.
Public Schools 5.3660 Countywide school component.
City of Brooker 0.2370 Added for qualifying property inside Brooker.
City of Hampton 2.0623 Added for qualifying property inside Hampton.
City of Lawtey 2.2512 Added for qualifying property inside Lawtey.
City of Starke 4.3879 Added for qualifying property inside Starke.
St. Johns River WMD 0.1793 Applies to the applicable portion of Bradford County.
Suwannee River WMD 0.2812 Applies to most of Bradford County.
Do not apply the Starke rate to every Bradford County property. City millage applies only to parcels inside that municipality. Every parcel is also located in either the Suwannee River or St. Johns River Water Management District—not both.

Basic Florida tax-estimate formula

Estimated tax = taxable value ÷ 1,000 × total applicable millage.

Use the parcel’s taxable value and taxing district. School and non-school taxable values may differ because the second portion of the homestead exemption does not apply to school taxes.

View official millage page
Annual property calendar

Bradford County Property-Tax Dates to Watch

January 1 — assessment and eligibility date Property ownership, use, permanent-residence status and taxable assets are generally evaluated as of January 1.
March 1 — exemption and agricultural deadline Homestead, agricultural classification and several other applications are due by March 1.
April 1 — tangible personal property deadline Businesses and qualifying income-producing property owners file Form DR-405 by April 1.
August 15 — local TRIM mailing schedule Bradford County’s Important Dates page states that Notices of Proposed Property Taxes are mailed on August 15.
Within 25 days after TRIM mailing — valuation petition A VAB petition concerning value must be received by the Clerk within 25 days after the Property Appraiser mails the TRIM notice.
Within 30 days after a denial notice — exemption or classification petition A petition involving denial of an exemption or classification generally must be received within 30 days after the denial notice is mailed.
November — tax collection begins Current tax bills become payable, with a 4% discount available through November 30.
March 31 — gross tax due Pay the full undiscounted amount by March 31 to avoid delinquency.
April 1 — delinquency begins Unpaid real and tangible-personal-property taxes become delinquent.
Assessment appeal workflow

How to Challenge a Bradford County Property Assessment

Florida owners normally receive a Notice of Proposed Property Taxes, commonly called a TRIM notice. The notice shows the current value, exemptions, proposed taxes, public-hearing information and the VAB filing deadline.

Read the complete TRIM notice. Check just value, assessed value, exemptions, taxable value and the deadline printed on the notice.
Open the current Property Appraiser record. Review land, buildings, ownership, sales history and exemptions before deciding what is incorrect.
Contact the Property Appraiser first. A staff review may correct factual errors or explain the valuation without requiring a formal VAB petition.
Identify the exact appeal issue. Separate value disputes from exemption, agricultural-classification, portability or property-data issues.
Prepare focused evidence. Use comparable sales, photographs, repair estimates, appraisal reports, property records, closing documents or eligibility evidence relevant to January 1.
File the correct VAB petition. Petition forms are available through the Clerk, Property Appraiser or Florida Department of Revenue.
Make sure the Clerk receives the petition by the deadline. Bradford County states that mailing a petition before the deadline is not enough when the Clerk receives it after the deadline.
Pay the required filing fee and complete every required field. When a petition is incomplete or the filing fee is unpaid, the Clerk may allow ten calendar days to cure the deficiency.
Save proof of delivery and follow the hearing instructions. Keep a filed copy, receipt, email confirmation and all evidence submitted for the hearing.

Evidence that can help

  • Comparable arm’s-length sales near January 1.
  • Dated photographs of damage or poor condition.
  • Inspection reports and contractor estimates.
  • Evidence of incorrect building or land data.
  • Comparable assessment records.
  • Documents proving exemption eligibility.

Arguments needing more support

  • “My tax bill is too high” without a valuation issue.
  • A mortgage balance or personal financial hardship.
  • An automated estimate without comparable analysis.
  • A family transfer treated as an open-market sale.
  • A parcel map used as legal boundary evidence.
  • Repairs completed after January 1 without prior-condition evidence.
Late petitions are not automatically accepted. The VAB may consider a late petition only when the petitioner demonstrates good cause. A written explanation and supporting documents should accompany the late filing.
Official recorded documents

How to Search Bradford County Deeds and Liens

The Bradford County Clerk records and indexes deeds, mortgages, liens, contracts, affidavits, subdivision plats, judgments, declarations and other Official Records.

Open the Clerk’s Official Records page. Visit Bradford County Official Records.
Select the Official Records Search link. Do not use the court-case search when your goal is a deed, mortgage, lien or recorded release.
Search both grantor and grantee names. Try former names, middle initials, trusts, estates, companies and every party to the transfer.
Filter by recording date and document type. Narrow the results to deeds, mortgages, liens, releases or plats when the system allows.
Match the legal description and instrument information. Compare the recorded document with the Property Appraiser parcel record.
Request an official or certified copy when needed. Contact the Official Records department at (904) 966-6283 for current copy and certification procedures.
The owner name in the Property Appraiser system is not conclusive proof of title. Ownership updates can lag after recording, and assessment records may abbreviate names and legal descriptions.
Buyer and owner scenarios

What to Check Before and After Buying Property

Before buying

  • Match the parcel ID with the deed description.
  • Review just, assessed and taxable values.
  • Check land and building characteristics.
  • Review current and delinquent taxes.
  • Do not assume the seller’s exemptions transfer.

After closing

  • Confirm the deed was recorded.
  • Watch for the ownership update.
  • Update the mailing address.
  • Apply for homestead by March 1 when eligible.
  • File portability forms when moving a Florida homestead.

For agricultural property

  • Do not assume the prior classification transfers.
  • File a new agricultural application.
  • Maintain bona fide commercial use.
  • Keep leases, sales and production records.
  • Report a change in use or ownership.
Problem-solving guide

Common Bradford County Property Problems and Fixes

Problem Possible reason Best next action
No owner-name result The database uses an estate, trust, company, spouse or previous owner name. Search one surname, remove punctuation and try the parcel address.
No address result The situs address is abbreviated, rural or unavailable. Search by owner or parcel ID and then use the GIS map.
New owner is not listed The deed was recently recorded and has not completed the assessment-update process. Verify recording with the Clerk and provide the instrument information to the Appraiser.
Homestead is missing The application is pending, incomplete, denied or connected to another parcel. Contact the exemption staff with the parcel ID and filing information.
Agricultural classification disappeared Ownership changed, the required application was not filed or the land use no longer qualifies. Read the denial notice immediately and discuss the classification with the Appraiser.
Building details are wrong An addition, removal, damage, demolition or measurement change has not been reflected. Provide photographs, permits, plans or other evidence supporting the correction.
Tax payment is not showing Processor delay, wrong parcel, rejected payment or wrong tax year. Keep the receipt and contact the Tax Collector before paying again.
Online tax payment is unavailable The portal states online payments are limited to current-year bills. Contact the Tax Collector for delinquent or prior-year payment instructions.
Parcel line appears incorrect GIS approximation, deed discrepancy, parcel split or survey issue. Compare the deed, plat and survey; do not rely on the GIS line alone.
VAB deadline is unclear Valuation, exemption and classification petitions have different deadlines. Use the deadline on the notice and call the VAB Clerk immediately.
Verified local contacts

Bradford County Property Office Contacts

Property Appraiser

945 North Temple Avenue
Suite A
Starke, FL 32091

Property Appraiser: Kenny Clark, CFA
Phone: (904) 966-6216
Fax: (904) 966-6167
Hours: Monday–Friday, 8:00 a.m.–5:00 p.m.

Mail:
P.O. Box 250
Starke, FL 32091

Official Property Appraiser

County Clerk and VAB Clerk

945 North Temple Avenue
Starke, FL 32091

Clerk: Denny Thompson
Main phone: (904) 966-6280
Official Records: (904) 966-6283
Hours: Monday–Friday, 8:00 a.m.–5:00 p.m.

Mail:
P.O. Drawer B
Starke, FL 32091

Official County Clerk
Call before a deadline-sensitive visit. Holiday closures, VAB filing procedures, payment cutoffs and document requirements can change. Bring the parcel ID, tax year, notice and copies of every document you plan to submit.
Final action checklist

Bradford County Property Checklist

For a property-record search

  • Search by parcel ID, owner or property address.
  • Confirm the correct assessment year.
  • Match the situs and legal description.
  • Review just, assessed and taxable values.
  • Check land and building characteristics.
  • Confirm exemptions and taxing district.
  • Save a dated copy of the record.

For an exemption, payment or appeal

  • Identify the exact parcel and tax year.
  • Read the official deadline.
  • Use the correct Florida office.
  • Download a current state form.
  • Attach focused supporting documents.
  • Save proof of filing or payment.
  • Verify the final account after processing.
10 practical answers

Bradford County Property Appraiser FAQs

1. Does Bradford County, Florida have a Central Appraisal District?
No. Florida counties use elected Property Appraisers rather than Texas-style Central Appraisal Districts. Bradford County property assessments are handled by the Bradford County Property Appraiser.
2. Is the Bradford County property search free?
Yes. The Property Appraiser provides public property-record and GIS access without a basic search fee.
3. What is the best way to find a Bradford County parcel?
Use the parcel identification number when available. Otherwise search with the owner’s surname or a simplified property address.
4. Who determines Bradford County property values?
The Bradford County Property Appraiser determines just, assessed and taxable values. Taxing authorities set millage rates, and the Tax Collector bills and collects the resulting taxes.
5. What is the Bradford County homestead exemption deadline?
The normal deadline is March 1. The applicant generally must own the qualifying interest and use the property as a permanent residence on January 1.
6. Does agricultural classification transfer to a new owner?
No. Bradford County states that agricultural classification is not transferable. A new owner must file a new application by the applicable March 1 deadline.
7. When is a tangible personal property return due?
Form DR-405 is normally due April 1. Bradford County states that late penalties can accrue at 5% per month or part of a month, up to 25%.
8. What is the deadline to challenge a Bradford County property value?
A value-related VAB petition must generally be received within 25 days after the Property Appraiser mails the Notice of Proposed Property Taxes. Follow the exact deadline on the notice.
9. When do Bradford County property taxes become delinquent?
Property taxes are payable at the gross amount through March 31. Unpaid real-property taxes become delinquent April 1.
10. Can the Bradford County GIS map be used as a survey?
No. County GIS information is intended for research and may not be suitable for legal, engineering or surveying purposes. Use recorded documents and a qualified surveyor for boundary questions.
Independent informational notice: County-CAD.us is not Bradford County, the Bradford County Property Appraiser, Tax Collector, Clerk, Value Adjustment Board or Florida Department of Revenue. Property records, values, exemptions, filing deadlines, millage rates, balances, fees and office procedures can change. Verify parcel-specific and deadline-sensitive information through the official links above. This guide does not provide legal, appraisal, surveying, title or tax advice.
Free County CAD Property Tax Assistant

Estimate Taxes, Exemptions, Escrow, Protest Savings and Next Steps

This sitewide tool helps homeowners, buyers, sellers and investors understand property tax numbers before they check the official county appraisal district or tax office. It runs in your browser, does not collect personal data and gives practical next steps after each calculation.

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Choose your main goal. The tool will guide you to the right calculation or next step.

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Use Tax, Exemption and Protest tabs to understand your appraisal notice and possible savings.

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Use Buyer Budget and Monthly Escrow before relying only on a mortgage payment estimate.

Property Tax Estimate Calculator

Estimate annual tax using property value, assessment ratio, exemptions and local tax rate.

Homestead and Exemption Savings

Estimate how much a homestead, senior, disabled, veteran or local exemption may reduce annual tax.

Monthly Escrow / Ownership Cost

Estimate monthly property tax, insurance, HOA and reserve cushion. Useful for buyers and homeowners comparing affordability.

Property Tax Protest Savings

Estimate possible savings if your appraised value is reduced after a protest, evidence review or correction.

Appraised Value Growth / Cap Impact

Estimate how a value increase or appraisal cap may affect taxable value. Rules vary by state, county and exemption status.

Home Buyer Monthly Budget Estimate

Estimate a more realistic monthly ownership cost by adding mortgage, property tax, insurance and HOA.

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